public Onshore (USA Territory)

Puerto Rico

Puerto Rico offers a unique 'dual sovereignty' environment, governed by standard US federal oversight while Puerto Rican law takes precedence in corporate and insurance matters. It maintains an International Insurance Center as a one-stop regulatory shop for over 450 active captives. Pure captives utilize a 5:1 premium to surplus ratio, while association captives cap third-party risks at 20%.

Quick Facts

Jurisdiction
Onshore (USA Territory)
Legislation
Puerto Rico Insurance Code
Tax Environment
Preferred tax environment; Class-based application fees
Financial Requirements

Minimum Capital & Surplus

Structure Type Minimum Capital
Pure $500,000 (combined capital/surplus)
Association $750,000 (surplus only)
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Regulatory Framework

Puerto Rico Insurance Code

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Tax Environment

Preferred tax environment; Class-based application fees

Detailed Profile

Regulatory & Statistical Profile

analytics

Statistical profile pending verification for this domicile.

checklist Authorized Captive Structures

List of authorized captive structures pending verification.

payments Fees & Solvency Compliance

Year Legislation Passed
Pending verification
Licensing Speed
Pending verification
Premium Tax Rate
Pending verification
Incorporation / Initial Fee
Pending verification
Annual Maintenance Fee
Pending verification
Annual Filing Requirements
Pending verification

gavel Regulatory Contact Office

Supervisory Authority
Pending verification
Office Address
Pending verification
Regulatory Department Staff
Pending verification
Captive Administrator
Pending verification

Considering Puerto Rico for Your Captive?

Our consultants provide end-to-end guidance on domicile selection, feasibility, and formation. Let us help you determine if Puerto Rico is the right fit.

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